Energy Auditing Services provided by Financing Energy Efficient Upgrades Energy improvements are unique because they reduce energy bills thereby increasing disposable income. Financing energy efficiency improvements as part of your home mortgage is the best way to go. You have the advantage of (1) low monthly payments due to a 30-year term and a relatively low interest rate; and (2) interest that is deductible from your income tax. The improvements listed in the Improvements that Save More than they Cost section of the Report will automatically qualify for financing since they increase the value of the house without reducing disposable income. The FHA Streamlined (k) Limited Repair Program is intended to facilitate uncomplicated rehabilitation and/or improvements to a home including Energy Efficiency Improvements. It can be issued by any FHA lender. The unsecured Fannie Mae Energy Loan for $1,000 to $20,000 is available from some lenders. The approval for this loan is fast and simple. Rebates Electric and/or gas utility companies offer rebates for energy efficient appliances, heating and cooling systems and some other improvements.
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